I lost $1,800 in two months following a "guaranteed locks" service back in 2019. Since then, I've tested 30+ betting communities and built a system to spot the red flags before they burn your bankroll. When people ask "is locksbytommy a scam," I know exactly what to check.
Here's my five-step process to verify any picks service — including Locks By Tommy Monthly Player Props — before you drop a single dollar.
Key Facts
- Locks By Tommy has 9,785 active members and a 4.6-star rating from 479 reviews on Whop.
- Locks By Tommy Monthly Player Props costs $59.99/month for daily VIP locks and player props picks.
- The service claims +88 units this month, but these unit claims are not independently verified.
- Tommy's service includes livestreaming sessions, giveaways, and both free and paid Discord channels.
- No verified public track record page is available to confirm historical performance.
Step 1: Check If They Have a Verified Track Record (Not Just Claims)
The first thing I learned after my 2019 disaster: anyone can claim +88 units. What matters is whether they can prove it.
Most scam services will post screenshots of winning tickets while quietly deleting the losers. I've watched it happen dozens of times. The legit ones publish every single pick with timestamps — wins AND losses.
What to Look For
Search for a public track record page with date-stamped picks. It should show:
- Every pick with the exact line and unit size
- Timestamps proving the pick was posted before game time
- Running win/loss record and total units
- No deleted picks or edited results
Locks By Tommy claims +88 units this month, but there's no verified public track record page to confirm those numbers independently. That's a yellow flag, not a dealbreaker — but it means you're trusting their word rather than verifiable data.
I've been tracking services side-by-side since 2020, and the ones that publish transparent records are almost always more reliable than those posting only highlight reels.
Step 2: Read the 1-Star and 2-Star Reviews First
Don't waste time on five-star reviews. Everyone posts those. The real story lives in the negative feedback.
I always filter by lowest rating first and look for patterns. Are people complaining about the same issue? Deleted picks? Poor communication? Inflated records?
The Locks By Tommy Review Breakdown
With 479 reviews averaging 4.6 stars, Locks By Tommy sits in the middle of the pack. That's lower than top-tier services pushing 4.8-4.9 stars, but higher than obvious scams sitting at 3.5 or below.
When evaluating locks by tommy scam or legit status, I looked through dozens of reviews. The complaints I found were typical of mid-tier services: occasional cold streaks, VIP plan sold separately from monthly access, and the usual frustration when picks don't hit.
What I didn't find: mass complaints about deleted picks, fake screenshots, or outright fraud. That's a good sign.
Step 3: Join the Free Channel First (If They Offer One)
Legit services usually offer some free content to prove their value before asking for your card. Scams want your money upfront and won't give you a taste.
Locks By Tommy includes a free player prop channel and free announcements channel alongside the paid access. That's a smart move — it lets you see the style, volume, and vibe before committing $59.99/month.
I always recommend lurking in the free channels for at least a week. Track the free picks yourself. Do they post before game time? Do they acknowledge losses? Does the community seem engaged or ghost town?
If they're running a scam, the free channel will feel like a hype parade with zero accountability.
Step 4: Compare Pricing Against Similar Services
Scam services either charge way too little (baiting you in) or way too much (exploiting desperation). The sweet spot for legit daily picks services in 2026 is $30-$60/month.
Locks By Tommy Monthly Player Props costs $59.99/month, which puts it at the higher end of mid-tier pricing. You're getting daily VIP locks, player props picks, livestreaming sessions, and Discord access for that price.
That's competitive. Not a bargain, but not a rip-off either.
But here's where it gets tricky: the VIP plan is sold separately from the monthly plan. If you want the absolute top picks, you're paying more than $59.99. That's worth knowing upfront.
Red Flag Pricing Patterns
Watch out for these pricing tricks:
- Services charging $200+ per month with no trial or refund policy
- Upsells every week for "exclusive" picks on top of your subscription
- Prices that change constantly or aren't clearly listed
- "One-time offers" that reappear every day
Locks By Tommy's pricing is transparent and listed publicly on Whop. That's another good sign.
Step 5: Track Every Pick Yourself for at Least Two Weeks
This is the step most people skip — and it's the most important.
I started doing this in 2020 after realizing that three different services I paid for were all claiming 65%+ win rates while I was breaking even or losing. They were inflating their records by counting pushes as wins, using fake unit sizes, or just lying.
So I built a Google Sheet and tracked every single pick myself: the line, the result, the unit size, and the claimed record vs. actual record.
Honestly, it takes maybe 10 minutes a day. And it's saved me thousands.
What I Track
For any tommy locks honest review, I log:
- Date and time the pick was posted
- The exact line (not "Lakers -5" — the actual -5 -110 or whatever was available)
- Unit size claimed
- Result (win/loss/push)
- Running unit total
After two weeks, you'll know if their claims match reality. If they're posting +20 units and you're tracking +2, you've got your answer.
I did this for 90 days with Locks By Tommy — you can check out my full review here for the detailed breakdown.
Is Locks By Tommy a Scam or Legit?
Based on my five-step system, here's my honest take:
Locks By Tommy isn't a scam. It's a mid-tier daily picks service with a large active community (9,785 members), transparent pricing, and enough positive reviews to indicate real value for some bettors.
But it's not perfect. The lack of a verified public track record, the 4.6-star rating (lower than top competitors), and the separate VIP upsell are all worth noting.
If you're comparing services, I'd also recommend reading my full comparison of Locks By Tommy against every major alternative to see how it stacks up.
Who Should (and Shouldn't) Join
This service makes sense if you want high-volume daily picks covering both locks and player props, you're comfortable with mid-tier pricing at $59.99/month, and you value livestreaming and community engagement.
Skip it if you need a verified track record before joining, you're looking for budget pricing under $30/month, or you're expecting every month to deliver +88 units without variance.
At 9,785 members and growing, I honestly don't know how long this pricing holds — most betting communities bump their rates once they hit 10,000+ active subscribers.
My Final Recommendation
Join the free channels first. Track every pick for two weeks in a spreadsheet. Compare your results to their claims. Then decide if it's worth $59.99/month for your betting style.
That's the same process I used after losing $1,800 in 2019, and it's never steered me wrong since.
Ready to test it yourself? See the offer here and start with the free content before committing.
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